New Book Released on Dealing with Debt

Atlanta bankruptcy lawyer

Are your finances starting to mount? Struggling with debt? I have met with thousands of people facing almost every type of debt issue. Although some need to file for bankruptcy protection, many clients avoid bankruptcy and set-up a financial restructure plan. People struggling with debt have fewer options today because of the state of the economy: … Continue reading

Rebuilding Your Credit After Bankruptcy

Once of the biggest mistakes clients make coming out of bankruptcy is that they fail to run a credit report to ensure that all of their information has been updated.  My office receives at least one call a month from a former client who has waited several years to pull their report (usually after they … Continue reading

Have you received a notice for a November 5th foreclosure?

If you live in Georgia and you are behind on your mortgage you may have already received a notice of sale from your lender.  Whatever you do please do not put off dealing with this issue because regardless of whether you have any value in your home, on November 5th, your home will be sold … Continue reading

Beware of when you take your pre-bankruptcy credit counseling!

Before someone can file for bankruptcy protection they are required to take a pre-bankruptcy credit counseling course.  This course is intended to review the client’s finances pre-filing to see if there are any other options they should consider before filing.    Once the client completes this course the certificate is good for 180 days.  This … Continue reading

Can a creditor collect against an authorized user in Georgia?

This question comes up almost daily in my office when meeting with prospective clients.  If a spouse, parent, or friend listed you as an authorized user on their credit card account and then either party files for bankruptcy who can the creditor pursue for the balance? Adding a family member or friend as an authorized … Continue reading

What Do You Do When Your Rental Home is Facing Foreclosure?

Rental Homes in Georgia Facing Foreclosure Practicing bankruptcy law in Atlanta, Georgia my office gets a call on this topic at least once a week from both tenants and landlords in Georgia.  In this still chaotic housing market many renters are finding themselves living in now foreclosed homes.   What do they do?  Do they have to leave immediately or is … Continue reading

Avoiding Jail for Delinquent Child Support Arrears

Chapter 13 Bankruptcy: Restructuring Domestic Support Obligations One of the lesser known “powers” of Chapter 13 bankruptcy repayment plans is to allow a debtor that is behind on a domestic support obligation (e.g child support, alimony) to place the amount in arrears into a Chapter 13 bankruptcy repayment plan and stretch out that repayment for … Continue reading

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