Can a creditor collect against an authorized user in Georgia?

This question comes up almost daily in my office when meeting with prospective clients.  If a spouse, parent, or friend listed you as an authorized user on their credit card account and then either party files for bankruptcy who can the creditor pursue for the balance? Adding a family member or friend as an authorized … Continue reading

What Do You Do When Your Rental Home is Facing Foreclosure?

Rental Homes in Georgia Facing Foreclosure Practicing bankruptcy law in Atlanta, Georgia my office gets a call on this topic at least once a week from both tenants and landlords in Georgia.  In this still chaotic housing market many renters are finding themselves living in now foreclosed homes.   What do they do?  Do they have to leave immediately or is … Continue reading

Life After Bankruptcy: Some Happy News!

One of the BEST parts of my job is having clients report back a few years later to let me know how they are doing.  As an attorney it is very fulfilling to see the fruits of your and your client’s hard work.  While many of us take good credit for granted there is still … Continue reading

The Disregard Some Creditors Have for Consumers in Appalling

I have been a bankruptcy attorney for over a decade and I have seen many angry creditors.  Some rightfully so because they were being denied payment and needed that money for their own business.  Others have launched into a tirade attacking our clients on a personal level which even then I am pretty much immune.  … Continue reading

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